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Secure Your Documents with PCI Compliance

By Rhonda Benjamin


PCI Compliance is applicable to all merchant organizations, regardless of the total number of transactions made, that accepts or stores any cardholder data. Whenever any customer makes any purchase under the name of the organization, then the PCI Compliance directly applies. Level 4 Merchants have to refer to their Merchant Bank for validation and deadlines. All deadlines are enforced from the merchant banks only.

Some IT security professionals suggest that PCI compliance does little more than provide a minimal baseline for security. PCI Compliance has been called a 'near scam' because it's designed to less to secure card data than to profit credit card companies because it gives them executive powers of punishment through a compliance system that has no oversight. No matter what the PCI compliance services is, of the web hosting company, e-commerce merchants still need to take some steps on their own. Maintaining a policy that addresses information security involves all company staff that has access to credit card data.

The objective of PCI Compliance is to build and maintain a secure network. This is being performed by maintaining a highly active firewall to protect the card holder's data. Passwords should be changed regularly, and default passwords as set by the company should not be used. Secondly, a card holder's data should be protected. This is performed by encrypting the transmission of cardholder data across open, public networks. Thirdly, maintaining a Vulnerability Management Program. This is achieved by maintaining highly reliable antivirus software on all systems commonly affected by malware. Maintaining and developing secure systems and applications.

Some web hosting companies provides PCI Compliance as a service. When we are choosing a web hosting company that offers PCI Compliance, it should be checked what the company is actually providing. No matter what the PCI compliance services is, of the web hosting company, e-commerce merchants still need to take some steps on their own. Maintaining a policy that addresses information security involves all company staff that has access to credit card data.

PCI Compliance is working solely to stop the card frauds. It will be a great boon to the whole world both for the customers as well as for the merchants. If you own a business, you should be sure that you are complying to all the areas of PCI compliance and the PCI standards.




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